Terms of Use

Acceptance of terms

By using NumberCals (https://numbercals.com), you agree to these terms. If you don't agree, please don't use the site. We may update these terms from time to time; continued use after a change constitutes acceptance.

No professional advice

The calculators and content here are for general informational and educational purposes only. They are not financial, medical, legal, tax, or any other kind of professional advice.

Finance: finance calculators give estimates based on your inputs and do not account for fees, taxes, local regulations, or your personal circumstances. Consult a licensed financial advisor before decisions involving real money. Health: health calculators give population-average estimates, not diagnoses — consult a doctor. Tax: use the official tools published by your tax authority, or consult a professional.

No warranty

The site is provided "as is" and "as available," without warranty of any kind. While we take care to implement formulas correctly, we make no guarantees about accuracy, completeness, reliability, or fitness for any particular purpose.

Limitation of liability

To the maximum extent permitted by law, NumberCals and its operators are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of (or inability to use) the site, including financial losses or decisions made in reliance on calculator output.

Acceptable use

You agree not to use the site for unlawful purposes; attempt unauthorised access to any part of the site or its infrastructure; interfere with or disrupt its operation (e.g. denial-of-service, excessive automated scraping); or reverse-engineer the non-public parts of the site.

Intellectual property

The site's design, text, graphics, and code are protected by copyright. You may use calculator output for personal, non-commercial purposes. For other uses (republishing content, embedding in commercial products), please contact us.

Third-party links and content

The site may link to third-party websites and display ads served by third-party networks. We do not endorse, and are not responsible for, the content, accuracy, or practices of any third-party site.

Governing law

These terms are governed by the laws of Australia. Any disputes will be resolved in the courts of New South Wales, Australia.

Contact

Questions about these terms: hello@numbercals.com.

Note: This is a general terms-of-use template. For high-traffic commercial use we recommend having a lawyer review and tailor it to your jurisdiction and business model.